CardZense is a free tool that helps you decide which credit or debit card to use for purchases based on the card information you provide. Our AI analyzes your cards and provides recommendations.

CardZense offers free AI features with daily limits:

You can bypass these limits by adding your own Google Gemini API key in Settings (BYOK).

• • Provide accurate card information for better recommendations
• • Don't share your account credentials
• • Don't abuse the AI features or attempt to bypass rate limits
• • Verify all recommendations with your bank before acting

Our AI recommendations are generated by Google Gemini and are based on the information you provide. While we strive for accuracy:

• • Card benefits and offers change frequently — always verify with your bank
• • AI may occasionally provide incorrect or outdated information
• • Recommendations are suggestions, not guarantees

CardZense is provided "as is" without warranties. We are not liable for:

• • Any financial decisions made based on our recommendations
• • Missed rewards or cashback due to incorrect recommendations
• • Service interruptions or data loss
• • Actions taken based on AI-generated content

We may update these terms from time to time. Continued use of CardZense after changes constitutes acceptance of the new terms.